
FinTech · 2023–
Beach Finance
CTO & CISO. Leading technology and security for a regulated financial platform: strategy, architecture, and the posture that keeps it trustworthy.
A fractional CTO for founders and leadership teams who need senior technical judgement / without the cost or commitment of a full-time hire. Twenty years of shipping software where it actually had to work.
I learn your business first.
The right technology follows.
I'm James Blizzard. Twenty years building software, mostly in places where it had to actually work: the NHS, financial intelligence, government, energy. I give founders and leadership teams the technical judgement of a CTO, embedded a few days a month, without the cost or commitment of a full-time hire.
Senior technical leadership embedded in your team a few days a month. I sit between the people running the business and the people writing the code, make the calls that need making, shape and hire the team, and own the technical posture / at a fraction of the cost of a full-time CTO.
The core of what I do. Most engagements are hands-on, designing and building the software itself: web apps, APIs, data pipelines and the integrations that tie a system together. Twenty years of writing code that has to hold up in production.
Where the software lives, and how it stays up. Secure, reproducible infrastructure with everything defined as code, deployed automatically, monitored properly, and built to pass an audit.
A short, focused engagement. Whether you're investing, acquiring, or just want an honest second opinion on where your technology stands. You walk out with a clear picture and a plan you can act on, even if it's without me.



I've been doing this since 2006. The early years were the unglamorous projects that teach you the most: rescuing stalled work, dragging print-era systems into the web era, helping small businesses ship things they didn't think they could.
Since 2014 I have led engineering at Browser Group, eventually as Technical Director and CTO. I've architected mission-critical, complex systems for clients who couldn't afford them to go wrong, including platforms streaming millions of documents a month through NLP and AI tooling.
I'm happiest getting to grips with a new domain, learning it well enough to make the right calls quickly. Coming up to speed fast, then delivering, is a lot of what I bring.
Outside the specifics, I'm a firm believer that the best technical decisions are usually the ones that read, written down, like common sense.
A short email is plenty. Tell me where you are and what you're wrestling with. I'll usually reply within a working day, with either an honest yes, an honest no, or an honest question.